Saturday, May 28, 2011

Assurant Life Health Insurance Products

Assurant life is a nationwide provider of health insurance in the individual, family and small group market. They are best known for their consumer health insurance. Assurant provides several health packages to choose from with different capacities, deductibles and coinsurance options.

Descriptions to plan
According to the State are services offered differ on future insured is located. In most States, two are offered health savings account and three traditional plans.
High deductible, catastrophic plans are very affordable for the consumer on a tight budget. In addition, monthly payments for two years are locked out if a high-deductible plan is selected. The SaveRight PPO HSA and the RightStart PPO are a good choice for those, who want basic coverage at a competitive price.
The Max plan CoreMed plan and a deductible PPO HSA are better options for those who want a more comprehensive coverage. Of course, these three plans are more expensive, but offer comprehensive coverage of the insured person should have a claim. Doctor's Office payments and prescription drug coverage are available with the Max plan and CoreMed plan. Consumers have also several use options available: prevention, dental and vision coverage, first dollar accident benefits and/or a Rx drug discount card.
Maternity cover
A competitive niche for Assurant life is her motherhood plans. A maternity, consumers can select specific deductible of $1,000 up to $ 10,000 (with most plans in most States). The deductible is subject to deductible not the general health insurance. In this way the insured can adapt the medical care their needs adjusting.
The wait is only three months in most States to understand. This is very favourable to wait when compared to the coverage offered by most other airlines. Like all health insurance companies, not these drivers can be purchased if the proposed insured is already pregnant.
Health network options
Assurant is also unique as the networks are structured. Consumers can choose four or five networks generally in good condition. Some networks are nationwide, while other regional. With several to choose from, it is not difficult a network that includes a desired doctor or hospital. In addition, clients can change networks, while the directive is in force. This is useful for those who move from State to State or need the services of a new doctor or hospital.
In summary, Assurant carrier is reputable health with catastrophic and comprehensive plans for the public. Those who desire maternity cover or options, robust network should their offerings. Works by an experienced agent, can register consumers in an appropriate plan for yourself, your family or your small business.
Watch of Hyers works for more than ten years in the insurance and industry. He owns and operates Hyers and Associates, Inc. do an independent insurance agency business in Arizona, Florida, Georgia, Illinois, Indiana, Missouri, Ohio and Pennsylvania.
His agency offers insurance products in the individual, family and small business group market. You use the leading national insurance carriers to quote, health insurance, health savings accounts, dental, vision plans.
Other insurance offered includes life insurance, disability insurance and long-term care insurance. You use several airlines to Medicare Supplement plans and Medicare Part D coverage for senior citizens to quote. In addition, the independent agents of Hyers and Associates Inc. offer fixed, indexed and immediate annuity policies for individual and group pension.

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