More money is spent each year on alcohol and Cigarettes on life insurance

Not only is a sad fact? My first job after leaving school was employed for a life insurance company. My job was simply to go door to door trying to sell life insurance. I can tell you immediately, sell anything door is difficult and sale of life insurance is one of the hardest to never sell things!
Why? Well, it is simply because no one wants to consider their demise and as a consequence, young person, at least, they are to consider buying insurance of any kind. For this one simple reason, life insurance, in fact nothing to do with the death of the sale as wills or the prepayment of funeral plans gets plue easy the person you talk to.
It is true that we are living longer and healthier than ever and life expectancy increasing all the time. Now the reader, I don't know your age or health or whatever you but here's a statistic to consider and to which you may relate to: on average, there is one death per person. (I say average because allegedly Jesus and Lazarus returned the dead, this means that a death per person can be a precise statistics)!
Here is another fact to consider:
For the sake of the price of a pack of cigarettes every week, a typical father of 40 years may provide enough life insurance to put his children through college in its early demise.
To ensure, to ensure to ensure.
Those who were the wise words of Winston Churchill, a man renowned for his ability to explain things in a rapid way, no-nonsense.
So the next time that you purchase this package of cigarettes, this bottle of wine, spending this tiny part of your available income to escape the harsh reality of life even for a short period of time, why not consider how your priorities in order. Family!
I'm now working in the life insurance industry, indeed I do not have for a long time. What he taught me a statistics, risks, priorities and the consequences.
I beg you, if you have relatives who suffer financially you did step autour, cannot go and get a free quote or two from a financial advisor or insurance company. It will most likely be cost less than you think, it will be affordable and you will probably not miss the small monthly payment.
It is always better to do and not need than to need and not have.