Insurance insurance - what is the difference?

Anyone reading the insurance can be forgiven for thinking that the terms "life" and "life" are interchangeable, but are there differences between the two terms, and if not, why are there two different words for the same thing?
Put simply "insurance" is provided against an event that may occur while "insurance" applies to an event that will happen. Thus, insurance is a policy taken against risk, while insurance is that which is underwritten on a specific event. The confusion apparently interchangeable use of two sentences occurs mainly because companies in North America to refer to insurance and insurance simply as insurance, and this habit crossed the Atlantic.
For example, the "insurance" whole Life policies are underwritten by people based on the fact that death is certain. They pay premiums to maintain policy while knowing that their estate or dependents receive a sum insured to their death, whenever it occurs. It is certain (or insured) policy will have to pay at a certain point, because it provides cover for all of someone's life, he is known as life insurance. However, a policy "insurance" life will pay only to provide all the premiums have been maintained and that the death occurs in a number of years, known as the word of policy. As it is quite possible that the insured will not die during the term of the policy, known as life insurance
Another example of 'assurance' instead of "insurance" is covered with a serious illness. Because the insured is to obtain cover from the possibility of contract and have received a diagnosis of a serious illness, it is classified "assurance". I hope that, in making such assurances it is not necessary, but if such a situation occurs when the insured will be paid a lump sum to help provide for themselves and their families throughout their illness. Of course, it is quite possible that the insured will not suffer a serious illness, and therefore it is known as insurance - something that could happen, as opposed to something that will be.
There are several types of policies of life insurance and life insurance to the United Kingdom and the time required and the age of the insured person, that some will be better take the other. Not everyone is in the same position or requires the same type of coverage, and because the insurance life and life insurance can be complicated enough anyone who thinks take a policy should consider seeking professional advice.