Tuesday, April 19, 2011

Assurity life insurance company review

Most people think that Assurity life insurance company of one of the newer companies in the United States is founded. These people are however totally wrong, because what they don't know is that this company has been people like them for over a hundred years the support! It was accident and life (a company that was founded in Lincoln, Nebraska in 1890.) in the year 1997, which was presented to Assurity, as the daughter of the Woodmen Together, these two companies served until was brought to the year 2001 as another "old" company in its ranks.


It was in this year that Lincoln joined direct life insurance company (founded in 1896) the other two and the company became known as the Assurity life insurance company. Instead of remain on the company is stable top dynamics and security financial life insurance company (founded in the year 1895) became effective in 2005 Assurity produce Assurity security group incorporated. It was not until the year 2007, which the two companies merged completely and continue with the name of the Assurity life insurance company.


Accidents and early deaths are part of every culture. In this country people die every day, and since nobody white, when judgment day comes; You must be prevented at any time. For this reason, the insurance industry has increased dramatically in recent years. More and more Americans turned their attention this business and have begun, looks around possible for the best life insurance company.


Assurity life insurance has grown further and it is focused on individuals, families and small businesses. You want with excellent services, customer service experience and provide flexible guidelines. The company was proud two important achievements have made in recent years: she get one of the highest rates for life insurance companies of the well-known rating A.M. best, and they have company so much extended, that they passed the target of more than $2 billion in assets right now. Assurity expands with demand for products, which in the late run customers will help also with other services and not just life insurance. The company has to offer long term care for persons in the age that disabled people who are for their healthcare, Swiss for and cannot pay bills, critical illness and pay pensions can be started.


Assurity life insurance part of the company's proud offers three types of life insurance, very well received by the public. Perhaps the most famous life is the term life policy in their ranks. Term life insurance has other distinguished itself from the two, that it is not permanent. In other words, the policy-holder only with regard to the time specified in the directive is treated. It is important to note that at the time the purchase of the policy holder that would have to select amount of time he (ten, twenty or even thirty years) are covered and they want to buy the amount of life insurance (examples include $200,000 and $250,000). Because these types of life insurance is, what must be at the time of the policy-holder, is trying to buy life insurance happy customers. This policy is also good for those who want to pay the lowest premiums, because since the directive temporary; the bonuses are not as high.


The second type of Assurity life insurance is offered to the whole life. This insurance is not temporary, but instead the policyholders by their whole life is covered. Perhaps is the best thing about these types of life insurance, that allows your recipient tax-free money have, because the amount, him or her is not taxed. Keep in mind that this type of insurance for small businesses work.


Last but not least allows Assurity customers call it universal life purchase. As the whole life, this type of insurance is permanent. This means that universal life is insured for the entire duration of the person. The best thing about this insurance is that you can change it as time goes by. If you see that your family is always greater, increasing your income or you may need as much life as you, although you need; You are the most important things in the directive to change. Universal life insurance of Assurity is what keeps the company is the most dynamic choice for customers. Not only you can change your policy at any time, but your death benefit is also tax free and you can reward amounts and timing payments and it easier to manage.


As you can see, Assurity life insurance company has a reputable company in the insurance industry. They promote their products to know that people bring unique services, they are looking for at a lower cost than other insurance designed. It's easy to predict, only known to the company as the demand for life insurance and people will be aware of the advantages of life cover can bring to them.



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